How To Use PayTM App with New Features 2017- Step By Step Guide

The mobile wallet organization has been the single-biggest recipient of the government’s turn to boycott cash notes of R500 and 1,000. As far back as the choice was reported on November 8, Paytm’s App client base has touched 160 million other mobile wallets have appreciated tremendous growing – more than the number of inhabitants in Russia. MobiKwik, Paytm’s second-biggest competing, is one fourth its size.

What is PayTM App?

Paytm app is an Indian payment and trade organization based out of Delhi NCR, IN. Propelled in AUG 2010, it is the buyer brand of parent One97 Communications. The name is an acronym for “Pay Through Mobile. Vijay Shekhar Sharma is an Indian business visionary and author of Paytm. Sharma was conceived in Aligarh, Uttar Pradesh.

PayTM App PayTM App Toll Free Number: 096439 79797

Among the transactions you can brand on Paytm are speediest online payments and mobile recharge – pay for online recharge and portable bills, DTH recharge and service charges, travel, motion pictures, shopping or to send or aceept payments. Brisk, simple, helpful and secure, Paytm is trusted by 15+ crore clients. Send and Receive Payment.

You can add money upto  Rs. 20,000 in a month in the Wallet; in the event that you need to build the month as far as possible, then you can get the KYC (Know Your Customer) processor done. With this, you can have up to Rs. 1 lac in the Paytm Wallet anytime of time.

Read More>> Cashless India – Digital India

Use PayTM App New Features 2017- Step By Step Guide

According To Vijay Shekhar Sharma, Why Paytm?

Paytm is a web based business organization in India. Paytm began with a mission to make versatile installment framework for India and named that Pay Through Mobile (was composed as PayTM in early days), as indicated by Vijay Shekhar Sharma, originator of Paytm.

– How To Use PayTM Wallet?

In order to use the Paytm Wallet and transact cashless, follow the steps below:

  • Create a Paytm a/c using your mobile number or email ID
  • Add some money to your Paytm Wallet using credit card, net banking, or debit card
  • To transfer money to somebody else, select the ‘Pay or Send’ option
  • Pay or Send: Scan Code, Send to Mobile number, Send to Bank, Show Code, Payment through Show Code to merchant and Payment through In-app/push notification
  • You can make payments to anothers or to an bank a/c on Paytm by scanning a QR code
  • Otherwise, you can send money to other Paytm user via their Mobile No.

– Is Paytm Safe And Secure for online transaction?

Security is top of everyone’s mind when it comes to any digital, but Paytm – which is an RBI-approved wallet – says it keeps the money you put in the Wallet is “protected under Escrow account with a reputed bank.” After Demonetisation has hit the grounds of the country. So it is indeed a time to go cashless.

Paytm is the most popular among the e- wallet apps and it has the most satisfied opinions from the users. By the users Paytm is safe to use for small cash transactions like recharge, bill payment, payments at cafes and supermarket etc. However, for cash dealings involving huge sums it is advisable to Communicate Via Bank Directly

– Use PayTM for offline payments?

You can make cashless payment using Paytm Wallet even without web(internet) availability. On the off chance that a retailer acknowledges Paytm App as a method of payment, you can either utilize QR codes or standardized tags, alongside a One-Time Password (OTP) to pay them. To do this, you have to open the application, select the ‘Pay or Send’ alternative, and pick between QR code or standardized tags (gave in two separate tabs). Simply examine the code and enter the OTP to approve the installment disconnected. This component can be particularly helpful right now, when the entire nation is confronting a money crunch and web availability is as yet not sufficient to encourage online exchanges.

– Alternatives To PayTM Apps In India

So below is the list of the Apps like Paytm and you can use them as its alternatives:

  • FreeCharge
  • Bharat Interface for Money (BHIM)
  • Mobikwik
  • Jio Money Wallet.
  • PayUmoney
  • Oxigen Wallet App.
  • Chillr App.
  • State Bank Buddy.
  • Citrus Wallet and other names in this segment that are popular too, each with its own distinguishing feature.

Thanks 🙂

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